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Macro Liquidity Radar - Fed Net Liquidity

US Fed Net Liquidity (Fed balance sheet minus the Treasury General Account minus overnight reverse repo), rebuilt from official FRED data every day, with a lag analysis against Bitcoin and the S&P 500.

Free · official data · updated daily
Range
Net Liquidity
$5.80T
Wednesday level of Sep 23, 2026
TGA as of Sep 23, 2026 · RRP as of Sep 23, 2026
4 weeks
+$29.15B
+0.51% vs Aug 26, 2026
52 weeks
-$21.33B
-0.37% vs Sep 24, 2025
4-week regime
Flat

Expanding / contracting when the 4-week change is at least ±1%. A description of the last four weeks, not a forecast.

Fed total assets (WALCL)
$6.75T
FRED API
Treasury General Account (WDTGAL)
$947.3B
FRED API
Overnight reverse repo (RRPONTSYD)
$0.46B
FRED API

Net Liquidity = WALCL − TGA − ON RRP (USD, Wednesday levels)

Net Liquidity vs markets

Compare with

All lines rebased to 100 at the first point of the range so dollars, index points and BTC share one axis.

Does liquidity lead the market?

Correlation between WEEKLY changes in Net Liquidity and the asset's weekly return, with the asset shifted by N weeks. Changes, not levels: two series that both rose for a decade always look correlated in levels.

Strongest relationship: liquidity leads by 1 wk (r = 0.13, 259 weeks).

Picked in-sample from 14 lags - scanning many lags finds an apparently strong one by chance, so treat it as a hypothesis, not a signal.

Shaded band ≈ 95% noise level (1.96/√n).

Money supply (partial data)

Each series is shown on its own, in its own currency, with its last published date. FRED only carries part of the world's money supply and several national series stopped updating years ago, so we never add them into a "Global M2" figure.

  • United States · M2
    USD · Aug 1, 2026 · M2SL
    +5.66%Current
  • Eurozone · Broad money (M3)
    EUR · Nov 1, 2023 · MABMM301EZM189S
    -Discontinued upstream
  • United Kingdom · Broad money (M3)
    GBP · Nov 1, 2023 · MABMM301GBM189S
    -Discontinued upstream
  • Japan · M2
    JPY · Feb 1, 2017 · MYAGM2JPM189S
    -Discontinued upstream
  • China · M2
    CNY · Aug 1, 2019 · MYAGM2CNM189N
    -Discontinued upstream
EconomySeriesLast dataYear-over-yearStatus
United States (USD)M2 M2SLAug 1, 2026+5.66%Current
Eurozone (EUR)Broad money (M3) MABMM301EZM189SNov 1, 2023-Discontinued upstream
United Kingdom (GBP)Broad money (M3) MABMM301GBM189SNov 1, 2023-Discontinued upstream
Japan (JPY)M2 MYAGM2JPM189SFeb 1, 2017-Discontinued upstream
China (CNY)M2 MYAGM2CNM189NAug 1, 2019-Discontinued upstream

Data freshness & sources

Every observation is stored with the source that served it. When FRED is unreachable, the fallback sources listed here keep the radar current.

  • Fed total assets WALCL
    Last observation: Sep 23, 2026Source: FRED APICurrent
  • Treasury General Account WDTGAL
    Last observation: Sep 23, 2026Source: FRED APICurrent
  • Overnight reverse repo RRPONTSYD
    Last observation: Sep 25, 2026Source: FRED APICurrent
  • S&P 500 SP500
    Last observation: Sep 25, 2026Source: FRED APICurrent
  • Bitcoin (daily close) BTCUSD
    Last observation: Sep 27, 2026Source: Binance → Bybit → OKX → Coinbase → KuCoinCurrent

Page data generated Sep 28, 2026, 06:35 AM UTC

Method

One point per Federal Reserve H.4.1 Wednesday. WALCL and the TGA are Wednesday levels; the reverse repo is the latest daily total on or before that Wednesday. No value is ever interpolated or taken from after the date.

FRED publishes WALCL and the TGA in millions of dollars but RRPONTSYD in billions; every leg is converted to billions before subtracting, and a change of units upstream stops the sync instead of silently rescaling history.

Primary source is the St. Louis Fed FRED API. If it is unavailable the radar falls back to FRED's CSV export, the New York Fed (reverse repo), the US Treasury Daily Treasury Statement (TGA) and Yahoo Finance (S&P 500). Bitcoin closes come from the same multi-exchange chain as our charts.

Frequently asked questions

What is Fed Net Liquidity?

It is the Federal Reserve's total assets (WALCL) minus the cash the Treasury keeps at the Fed (the TGA) minus money parked in the overnight reverse repo facility. It approximates how much Fed-created liquidity is actually circulating in markets.

How often is the radar updated?

Our servers sync once a day. The Fed balance sheet itself is published weekly (Thursday afternoon, New York time, for the Wednesday level), so the headline changes once a week.

Does Net Liquidity predict Bitcoin or the S&P 500?

The lag panel measures the historical correlation between weekly changes in liquidity and weekly returns at different lags. A correlation is a description of the past, not a forecast, and the strongest lag is chosen in-sample - use it as context, never as a trading signal.

Why is there no Global M2 number?

Money supply is published in different currencies and several national series on FRED have been discontinued. Adding them would require currency conversion and filling in missing data, which would invent a number. We show each series separately with its date and year-over-year change instead.

Where does the data come from?

The St. Louis Fed's FRED database (series WALCL, WDTGAL, RRPONTSYD, SP500 and money-supply series), with the New York Fed, the US Treasury and Yahoo Finance as fallbacks. Every figure can be checked against FRED using the series id shown.

Correlation matrix Bitcoin dominance Economic calendar

Educational market data, not investment advice. Figures come from public sources and may be revised by their publishers.