XRP (XRP/USDT) Price Analysis — July 21, 2026

XRP has been oscillating in a roughly $0.90 to $1.40 range over the past several weeks, with the current $1.13 level representing a midpoint that offers little directional bias on its own. The daily chart shows a series of higher lows since the June lows near $0.88, but the price has failed to sustain breaks above $1.25. This suggests a market that is coiling rather than trending.

On the weekly timeframe, XRP remains below its 2021 highs but has held above the 200-week moving average, a level that often acts as a long-term support. The relative strength index (RSI) on the daily chart is near 50, reflecting equilibrium between buyers and sellers. Volume has been declining during the consolidation, which can precede a breakout — but the direction is not yet clear.

Immediate support lies at $1.05, a level that has held multiple tests in July. Below that, the psychological $1.00 mark is a major floor — a break below could accelerate selling toward the range low near $0.90. On the upside, resistance is clustered around $1.20 to $1.25, where sellers have repeatedly emerged. A decisive close above $1.30 would signal a breakout of the range.

Traders should also watch the $1.40 level as a secondary resistance, representing the upper boundary of the consolidation. These levels are not arbitrary; they correspond to prior swing highs and lows that have generated significant reactions. Using a multi-timeframe approach, the 4-hour chart shows a descending trendline from the July highs near $1.35, currently intersecting around $1.18 — this adds another layer of resistance.

For bulls to take control, XRP needs to reclaim and hold above $1.20, ideally on increasing volume. A catalyst could be positive regulatory news or a broader crypto rally. If the price breaks above the descending trendline near $1.18 and then clears $1.25, the next target would be $1.40, with a potential extension toward $1.60 if momentum builds.

The bullish case is supported by the higher-low structure on the daily chart. If XRP can push above $1.30, it would invalidate the bearish pattern of lower highs and signal a resumption of the uptrend from the June lows. Traders might look for a pullback to test the broken resistance as support before adding to long positions. A sustained move above $1.40 would confirm a new bullish phase.

The bearish case centers on a breakdown below $1.00. If XRP loses that level, the next support is $0.90, and a break below that could open the door to $0.75 or lower. A failure to hold $1.05 would be an early warning. The bearish scenario is more likely if the broader market turns risk-off or if negative XRP-specific news emerges, such as adverse legal developments.

Additionally, if XRP continues to make lower highs below $1.25 while breaking below $1.00, it would form a descending triangle pattern, which typically resolves downward. The RSI dropping below 40 would confirm bearish momentum. Invalidation of the bearish view would occur if XRP holds above $1.05 and reclaims $1.20, signaling that the range remains intact.

Given the neutral setup, traders should avoid directional bets until a clear breakout or breakdown occurs. Using a range-bound strategy — buying near support and selling near resistance — can work, but requires discipline. Stop-losses should be placed just outside the range to avoid being shaken out by noise.

Position sizing is critical: risking no more than 1–2% of capital per trade is a prudent guideline. Also, be aware of news events that could trigger volatility, such as SEC filings or major exchange announcements. Always use limit orders to control entry prices, and consider scaling into positions rather than going all-in at once.